CONVEX
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▍ STATISTICAL PROJECTION · YEAR-END 2026

Based on current macro regime conditions and consumer sentiment (michigan)'s historical behaviour in similar regimes, the model projects 52.32 by 2026-12-31 ( -1.8% from 53.3 today). The 68% confidence range is 42.7 to 61.94; the wider 95% range is 33.46 to 71.18. Methodology below the headline.

Central Estimate
52.32
-1.8% vs current 53.3
68% Range (±1σ)
42.7 to 61.94
95% Range (±1.96σ)
33.46 to 71.18
Central estimate uses the unconditional 25-year historical average because current regime buckets had insufficient observations to produce a reliable blend.
METHOD: CENTRAL = SAMPLE-WEIGHTED MEAN OF PER-ANCHOR CURRENT-REGIME 1Y AVERAGES, SCALED TO 210-DAY HORIZON. BAND = ±σ√T USING 19.8% ANNUALIZED REALIZED VOL.
EXPECTED TO BE 52.32 BY 2026-12-31 (LOWER FROM 53.3 ON 2026-03-01). NOT INVESTMENT ADVICE.
▍ MODEL · STATISTICAL FORECAST · 2026

Consumer Sentiment (Michigan) Forecast 2026

Quantitative analysis from 298 observations of Consumer Sentiment (Michigan) history, joined to four universal macro regime classifications. Numbers are computed, not narrated.

ByConvex Research Desk·Edited byBen Bleier·
UMCSENT · LAST
53.3
AS OF 2026-03-01
Percentile · 25Y History
2.0th

Performance by Window[02]

WINDOWNANN RETANN VOLRET/VOLHIT %TOTAL
1Y13-6.50%23.83%-0.2741.7%-6.49%
3Y36-5.93%23.99%-0.2542.9%-16.33%
5Y61-8.89%24.07%-0.3746.7%-37.22%
10Y121-5.21%20.70%-0.2550.0%-41.43%
All298-2.21%19.78%-0.1148.8%-42.44%

Annualized total return = (1 + total)^(1/years) - 1. Ret/Vol is the annualized return divided by annualized volatility (Sharpe-equivalent without risk-free subtraction). Hit % = pct of single periods that were positive.

Where We Are Now[03]

Percentile Rank
2.0th
50.00median 82.00103.80
Current value 53.3000 on a 298-observation history going back to Jun 1, 2022.
Volatility Regime
elevated
23.77%REALIZED 30D ANN
Sits at the 76.9th percentile vs full history. Median 20.79%.

Forward Returns by Macro Regime[04]

How Consumer Sentiment (Michigan) has performed historically conditional on the prevailing macro regime. The current bucket is highlighted; +1Y averages drive the headline signal above.

VIX
Volatility regime: Low (<15), Normal (15-25), Elevated (25-40), Extreme (>40)
CURRENT: 17.26 Normal (15-25)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Low (<15)650.19%-0.16%-3.98%-1.02%43.1%
Normal (15-25)90-0.06%-1.41%-3.23%-2.06%45.8%
Elevated (25-40)321.65%4.62%6.65%7.13%71.9%
Extreme (>40)3n/an/an/an/an/a
10Y-2Y Yield Curve
Yield curve regime: Inverted (<0bps), Flat (0-100bps), Steep (>100bps)
CURRENT: 0.50 Flat (0-100bps)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Inverted (<0bps)271.93%2.54%-3.13%-2.16%44.4%
Flat (0-100bps)620.22%0.03%-3.94%-0.72%42.9%
Steep (>100bps)1000.05%-0.48%0.46%2.34%56.0%
HY OAS Spread
Credit regime: Tight (<350bps), Normal (350-500bps), Stressed (>500bps)
CURRENT: 2.76 Tight (<350bps)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Tight (<350bps)24-2.15%-6.63%-17.50%-16.46%5.3%
Normal (350-500bps)451.87%1.76%-1.32%0.00%48.8%
Stressed (>500bps)181.02%3.52%8.43%6.48%88.9%
Trade-Weighted Dollar
Dollar regime: bottom/middle/top tercile of trailing 5Y rolling distribution
CURRENT: 118.04 Weak (bottom tercile)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Weak (bottom tercile)34-1.31%-3.35%-6.88%-4.11%41.2%
Neutral (middle)38-0.80%-1.37%-0.74%2.04%52.9%
Strong (top tercile)771.14%1.86%0.82%3.53%57.3%

Forward returns are forward-looking from each historical observation in the bucket; +252d corresponds to one trading year. Buckets with fewer than 5 forward-return observations are reported as n/a. These are conditional historical averages, not forecasts.

Lead-Lag Relationships[05]

For each universally-recognised leading indicator, the lag at which the daily-return correlation peaks. Positive lag means the anchor leads Consumer Sentiment (Michigan); negative means it lags.

ANCHORROLEPEAK LAGPEAK CORRZERO-LAGRELATIONSHIP
HY OAS SpreadCredit risk leader0d-0.447-0.447coincident
Initial Jobless ClaimsLabor leader0d-0.292-0.292coincident
VIXVolatility leader0d-0.281-0.281coincident
Baa-10Y SpreadCredit risk (slow)0d-0.261-0.261coincident
NFCIFinancial conditions+10d-0.187-0.012leads target by 10d
Trade-Weighted DollarFX driver-45d0.170-0.129lags target by 45d
CopperGlobal growth proxy+31d0.1690.054leads target by 31d
10Y-2Y Yield SpreadRecession leader0d-0.154-0.154coincident
10Y Treasury YieldDiscount-rate driver-33d-0.1480.101weak

Pearson correlation of daily returns over up to 25 years of overlapping history, searched across a ±60-day lag grid. Indicators classified as “weak” don't have meaningful predictive power at daily resolution; many of these (yield curve, NFCI, sentiment) lead at monthly/quarterly horizons instead.

Historical Analogs[06]

Periods where Consumer Sentiment (Michigan) sat at a similar percentile rank to today, with what happened over the next 30 / 90 / 252 trading days. Analogs are clustered to avoid double-counting nearby dates.

DATEVALUE+30D+90D+1Y
May 1, 202359.00008.81%14.92%17.12%
Dec 1, 202259.80008.53%6.52%16.56%
Sep 1, 202258.60002.22%10.75%15.70%
Jun 1, 202250.00003.00%19.80%28.40%
Mar 1, 202259.40009.76%-13.30%4.38%

Worst Historical Drawdown[07]

-51.83%PEAK-TO-TROUGH
Peak Jan 1, 2004 → trough Jun 1, 2022. Has not yet recovered to prior peak.
All-time high: 103.8000 on Jan 1, 2004 · Current DD from ATH: -48.65%

Largest Single-Period Moves[09]

▲ Up
  • Jun 1, 202516.28%
  • Dec 1, 202313.70%
  • Apr 1, 200913.61%
  • Jan 1, 202413.34%
  • Aug 1, 202213.01%
▼ Down
  • Apr 1, 2020-19.42%
  • Oct 1, 2008-18.07%
  • Jun 1, 2022-14.38%
  • Sep 1, 2005-13.69%
  • Aug 1, 2021-13.42%

Calendar-Month Seasonality[10]

Average single-period return aggregated by the calendar month in which the period ended.

MONTHAVG RETURNHIT %N
January1.86%56.0%25
February-2.02%36.0%25
March-1.40%44.0%25
April-0.47%41.7%24
May-0.47%50.0%24
June1.00%50.0%24
July-0.98%40.0%25
August-1.75%32.0%25
September0.67%52.0%25
October-0.82%48.0%25
November0.15%56.0%25
December3.97%80.0%25

N = 298 OBS · GENERATED 2026-05-18 10:00Z

Forecast Approach

regime implied: The current macro regime classification (Goldilocks, Reflation, Stagflation, or Deflation) dictates the expected direction and magnitude of movement, calibrated against historical regime performance.

Consensus source: Atlanta Fed GDPNow and Blue Chip consensus

Key Drivers & Risks

  • Consumer spending
  • Business investment
  • Government spending
  • Net exports
  • Inventory cycles

Historical Volatility

Moderate: 2-4% GDP growth range typical

Scenarios That Affect This Forecast

Frequently Asked Questions

What factors could push Consumer Sentiment (Michigan) higher?

The primary drivers that tend to lift Consumer Sentiment (Michigan) depend on the current macro regime. Economic activity indicators reveal whether the economy is expanding or contracting in real time. ISM PMI readings above 50 signal expansion, while GDP growth tells the definitive story each quarter. Leading indicators like the Conference Board LEI can flag downturns months in advance, giving traders a head start on positioning. Convex tracks these drivers live across the Economic Activity category and flags when multiple forces align in the same direction. See the "Key Drivers & Risks" section on this page for the current list, and check the regime dashboard for how the macro backdrop is currently tilted.

What factors could push Consumer Sentiment (Michigan) lower?

The same transmission channels that drive Consumer Sentiment (Michigan) higher operate in reverse when conditions flip. The risk drivers listed above map directly to scenarios that, if triggered, would pull this metric in the opposite direction. Convex aggregates these into a scenario-weighted probability distribution rather than a point forecast, so the magnitude depends on which scenarios activate.

Where does consensus see Consumer Sentiment (Michigan) heading?

Rather than publish a point target that goes stale the day after release, Convex assembles consensus from the macro regime classification, active scenario probabilities, and historical base rates. Point forecasts from banks and strategists are worth reading for context, but they typically cluster around the consensus and miss the tail events that actually move markets. The scenario-weighted approach here captures that tail risk explicitly.

What is the historical range for Consumer Sentiment (Michigan)?

Historical ranges for Consumer Sentiment (Michigan) vary dramatically by regime. A level that is extreme in Goldilocks can be routine in Stagflation, and vice versa. The Historical Volatility section on this page describes the typical range and regime-specific behavior. For the full multi-decade history, visit the Consumer Sentiment (Michigan) chart page, which includes selectable time ranges up to five years and downloadable data.

How often is the Consumer Sentiment (Michigan) forecast updated?

This forecast page recalculates whenever the underlying data or regime classification changes, typically within hours of new data releases. The scenario probabilities refresh daily as the macro state is regenerated. Specific drivers listed on this page reflect the current state of the Convex regime engine, not static historical assumptions.

Is this forecast actionable for trading?

Convex forecasts are informational and educational. They describe probability distributions and regime-conditional paths rather than specific entry and exit levels. Traders and portfolio managers use them alongside other inputs including position sizing rules, risk management, and their own conviction calibration. They are not investment advice.

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Forecasts are model-based projections derived from current regime classification, scenario probabilities, and historical patterns. They are not investment advice. All investments involve risk.