Quick Answer
As of December 31, 2025, Euro Area Credit-to-GDP Gap is -18.42. Source: Convex data providers via Convex.
Cite this: https://convextrade.com/metrics/bis-credit-gap-ea#answer · Data: CSV (stable URL)
Euro Area Credit-to-GDP Gap
BIS credit-to-GDP gap for the Euro Area (XM); aggregate measure across 20 member states, still negative into 2025 reflecting post-GFC credit repair.
The Euro Area Credit-to-GDP Gap is currently -18.42, last updated .
Track Euro Area Credit-to-GDP Gap in a free watchlist and get it in your daily digest.
Free macro alerts →Recent Data
Download CSV| Date | Value | Change |
|---|---|---|
| Dec 31, 2025 | -18.42 | +2.57% |
| Sep 30, 2025 | -18.9 | +1.15% |
| Jun 30, 2025 | -19.12 | -0.16% |
| Mar 31, 2025 | -19.09 | +1.89% |
| Dec 31, 2024 | -19.46 | +1.95% |
| Sep 30, 2024 | -19.85 | +0.09% |
| Jun 30, 2024 | -19.87 | +2.18% |
| Mar 31, 2024 | -20.31 | -4.76% |
| Dec 31, 2023 | -19.39 | -2.84% |
| Sep 30, 2023 | -18.85 | -6.33% |
| Jun 30, 2023 | -17.73 | -9.47% |
| Mar 31, 2023 | -16.19 | -19.19% |
| Dec 31, 2022 | -13.59 | -24.47% |
| Sep 30, 2022 | -10.92 | -5.36% |
| Jun 30, 2022 | -10.36 | -18.12% |
| Mar 31, 2022 | -8.77 | -27.54% |
| Dec 31, 2021 | -6.88 | -42.74% |
| Sep 30, 2021 | -4.82 | -103.85% |
| Jun 30, 2021 | -2.36 | -181.14% |
| Mar 31, 2021 | 2.91 | +21.73% |
| Dec 31, 2020 | 2.39 | +826.44% |
| Sep 30, 2020 | 0.26 | +113.84% |
| Jun 30, 2020 | -1.87 | +81.61% |
| Mar 31, 2020 | -10.15 | — |
Related in Global Credit Gap
Explore Further
Frequently Asked Questions
▶What is Euro Area Credit-to-GDP Gap?
▶How often is Euro Area Credit-to-GDP Gap updated?
▶Where does Convex source Euro Area Credit-to-GDP Gap data?
▶What can I do on the Euro Area Credit-to-GDP Gap chart page?
Get daily macro analysis covering Euro Area Credit-to-GDP Gap and related indicators delivered to your inbox.
Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated quarterly. This page is for informational purposes only and does not constitute financial advice.