Historical Year Data · 2023
Credit Card Delinquency Rate in 2023
Credit Card Delinquency Rate opened 2023 at 2.47% and closed at 3.10%, a +25.51% move for the year. The high of 3.10% was reached on October 1, and the low of 2.47% on January 1.
Open
2.47%
2023-01
Close
3.10%
4 data points
High
3.10%
Oct 1
Low
2.47%
Jan 1
Full Year Change
+25.51%
2022 Change
+33.73%
Monthly Breakdown
| Month | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| Jan | 2.47% | 2.47% | 2.47% | 2.47% | +0.00% |
| Apr | 2.75% | 2.75% | 2.75% | 2.75% | +0.00% |
| Jul | 2.94% | 2.94% | 2.94% | 2.94% | +0.00% |
| Oct | 3.10% | 3.10% | 3.10% | 3.10% | +0.00% |
Events During 2023
2023 Silicon Valley Bank Collapse
Mixed
March 2023
Silicon Valley Bank collapsed on March 10, 2023, the second-largest bank failure in US history. The Fed's response redefined liquidity backstops for the banking system.
2023 Credit Suisse Forced Merger
Mixed
March 15-19, 2023
Credit Suisse was forced into an emergency acquisition by UBS over the weekend of March 18-19, 2023. The deal wiped out AT1 bondholders while preserving some equity, reshaping bank capital structure risk assessment globally.
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