Historical Year Data · 2025

Credit Card Delinquency Rate in 2025

Credit Card Delinquency Rate opened 2025 at 3.06% and closed at 2.94%, a -3.92% move for the year. The high of 3.06% was reached on January 1, and the low of 2.94% on October 1.

Open

3.06%

2025-01

2.94%

4 data points

High

3.06%

Jan 1

Low

2.94%

Oct 1

Full Year Change

-3.92%

2024 Change

-2.84%

Monthly Breakdown

Month	Open	Close	High	Low	Change
Jan	3.06%	3.06%	3.06%	3.06%	+0.00%
Apr	3.04%	3.04%	3.04%	3.04%	+0.00%
Jul	2.98%	2.98%	2.98%	2.98%	+0.00%
Oct	2.94%	2.94%	2.94%	2.94%	+0.00%

Events During 2025

2025 US Tariff Shock

Stagflation

February – April 2025

The Trump administration imposed reciprocal tariffs averaging 25% on most trading partners in February-April 2025. Markets priced the most aggressive trade policy shift since 1930, with ripple effects across currencies, bond yields, and supply chains.

Previous Year

← Credit Card Delinquency Rate in 2024