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Credit & Financial Stressquarterly

SLOOS: Credit Card Tightening

Net % of banks tightening credit card lending standards.

ByConvex Research Desk·Edited byBen Bleierⓘ·

The SLOOS: Credit Card Tightening is currently 2.00%, last updated .

2.00%
Updated 3h ago
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Statistical forecast 2026
Model-based central estimate, 68% and 95% confidence bands for SLOOS: Credit Card Tightening, blended across current macro regimes.
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Financial conditions indexes are the Fed's dashboard. The Chicago Fed's NFCI blends over 100 inputs spanning equity volatility, credit spreads, funding stress, and leverage. Real yields across the TIPS curve reveal the true cost of capital after inflation, while liquidity measures (reverse repo, TGA, reserves) show whether the system is flush or stressed. Together they form the transmission belt from policy rate to real economy.

Updated 3h ago

Recent Data

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DateValueChange
Apr 1, 20262.00%+Infinity%
Jan 1, 20260.00%-100.00%
Oct 1, 20254.20%-59.62%
Jul 1, 202510.40%+85.71%
Apr 1, 20255.60%-40.43%
Jan 1, 20259.40%-48.91%
Oct 1, 202418.40%-8.00%
Jul 1, 202420.00%-5.66%
Apr 1, 202421.20%-7.42%
Jan 1, 202422.90%-20.76%
Oct 1, 202328.90%-20.60%
Jul 1, 202336.40%+19.74%
Apr 1, 202330.40%+7.42%
Jan 1, 202328.30%+50.53%
Oct 1, 202218.80%+Infinity%
Jul 1, 20220.00%+100.00%
Apr 1, 2022-10.40%+38.82%
Jan 1, 2022-17.00%+45.34%
Oct 1, 2021-31.10%+16.62%
Jul 1, 2021-37.30%-37.64%
Apr 1, 2021-27.10%-111.72%
Jan 1, 2021-12.80%-147.94%
Oct 1, 202026.70%-62.76%
Jul 1, 202071.70%—

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Explore Further

Forecast 2026
SLOOS: Credit Card Tightening Outlook
Scenario-weighted forecast using regime implied approach.
Category
All Financial Conditions Data
NFCI, ANFCI, financial stress indexes, credit spreads, liquidity plumbing, and real yields across the TIPS curve. The co...

Frequently Asked Questions

▶What is SLOOS: Credit Card Tightening?
Net % of banks tightening credit card lending standards.
▶How does SLOOS: Credit Card Tightening relate to credit & financial stress?
SLOOS: Credit Card Tightening is part of the Credit & Financial Stress category. Financial conditions indexes are the Fed's dashboard. The Chicago Fed's NFCI blends over 100 inputs spanning equity volatility, credit spreads, funding stress, and leverage. Real yields across the TIPS curve reveal the true cost of capital after inflation, while liquidity measures (reverse repo, TGA, reserves) show whether the system is flush or stressed. Together they form the transmission belt from policy rate to real economy.
▶How often is SLOOS: Credit Card Tightening updated?
SLOOS: Credit Card Tightening is updated once per quarter when the releasing agency publishes new data. Each metric page on Convex shows the exact time of the last data update and provides historical data going back up to five years.
▶Where does Convex source SLOOS: Credit Card Tightening data?
Convex sources SLOOS: Credit Card Tightening data from the Federal Reserve Economic Data (FRED) API, maintained by the Federal Reserve Bank of St. Louis. Data is fetched automatically and displayed alongside interactive charts, AI analysis, and historical context.
▶What can I do on the SLOOS: Credit Card Tightening chart page?
The SLOOS: Credit Card Tightening page includes an interactive chart with selectable time ranges (1 month to 5 years), percentage changes over multiple timeframes, a table of recent readings, AI-generated analysis, and links to related metrics and comparisons.
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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated quarterly. This page is for informational purposes only and does not constitute financial advice.