Historical Year Data · 2025

SLOOS: Credit Card Tightening in 2025

SLOOS: Credit Card Tightening opened 2025 at 9.40% and closed at 4.20%, a -55.32% move for the year. The high of 10.40% was reached on July 1, and the low of 4.20% on October 1.

Open

9.40%

2025-01

4.20%

4 data points

High

10.40%

Jul 1

Low

4.20%

Oct 1

Full Year Change

-55.32%

2024 Change

-19.65%

Monthly Breakdown

Month	Open	Close	High	Low	Change
Jan	9.40%	9.40%	9.40%	9.40%	+0.00%
Apr	5.60%	5.60%	5.60%	5.60%	+0.00%
Jul	10.40%	10.40%	10.40%	10.40%	+0.00%
Oct	4.20%	4.20%	4.20%	4.20%	+0.00%

Events During 2025

2025 US Tariff Shock

Stagflation

February – April 2025

The Trump administration imposed reciprocal tariffs averaging 25% on most trading partners in February-April 2025. Markets priced the most aggressive trade policy shift since 1930, with ripple effects across currencies, bond yields, and supply chains.

Previous Year

← SLOOS: Credit Card Tightening in 2024

Next Year

SLOOS: Credit Card Tightening in 2026→