Historical Year Data · 2026
30Y Mortgage Rate in 2026
30Y Mortgage Rate opened 2026 at 6.16% and closed at 7.40%, a +20.13% move for the year. The high of 7.40% was reached on October 8, and the low of 5.98% on February 26.
Open
6.16%
2026-01
Close
7.40%
41 data points
High
7.40%
Oct 8
Low
5.98%
Feb 26
Full Year Change
+20.13%
2025 Change
-11.00%
Monthly Breakdown
| Month | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| Jan | 6.16% | 6.10% | 6.16% | 6.06% | -0.97% |
| Feb | 6.11% | 5.98% | 6.11% | 5.98% | -2.13% |
| Mar | 6.00% | 6.38% | 6.38% | 6.00% | +6.33% |
| Apr | 6.46% | 6.30% | 6.46% | 6.23% | -2.48% |
| May | 6.37% | 6.53% | 6.53% | 6.36% | +2.51% |
| Jun | 6.48% | 6.49% | 6.52% | 6.47% | +0.15% |
| Jul | 6.43% | 6.66% | 6.66% | 6.43% | +3.58% |
| Aug | 6.69% | 6.66% | 6.69% | 6.65% | -0.45% |
| Sep | 6.71% | 7.03% | 7.03% | 6.71% | +4.77% |
| Oct | 7.28% | 7.40% | 7.40% | 7.28% | +1.65% |
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