Economic Activitymonthly
Personal Saving Rate
Personal saving as a percentage of disposable income, buffer for future spending.
The Personal Saving Rate is currently 3.60%, last updated .
3.60%
1W -7.69%1M -7.69%3M -7.69%
Updated 5h agoStatistical forecast 2026
Model-based central estimate, 68% and 95% confidence bands for Personal Saving Rate, blended across current macro regimes.
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Economic activity indicators reveal whether the economy is expanding or contracting in real time. ISM PMI readings above 50 signal expansion, while GDP growth tells the definitive story each quarter. Leading indicators like the Conference Board LEI can flag downturns months in advance, giving traders a head start on positioning.
Updated 5h ago
Recent Data
Download CSV| Date | Value | Change |
|---|---|---|
| Mar 1, 2026 | 3.60% | -7.69% |
| Feb 1, 2026 | 3.90% | -13.33% |
| Jan 1, 2026 | 4.50% | +15.38% |
| Dec 1, 2025 | 3.90% | -2.50% |
| Nov 1, 2025 | 4.00% | +0.00% |
| Oct 1, 2025 | 4.00% | -6.98% |
| Sep 1, 2025 | 4.30% | -2.27% |
| Aug 1, 2025 | 4.40% | -2.22% |
| Jul 1, 2025 | 4.50% | -2.17% |
| Jun 1, 2025 | 4.60% | -6.12% |
| May 1, 2025 | 4.90% | -10.91% |
| Apr 1, 2025 | 5.50% | +7.84% |
| Mar 1, 2025 | 5.10% | -1.92% |
| Feb 1, 2025 | 5.20% | +1.96% |
| Jan 1, 2025 | 5.10% | +18.60% |
| Dec 1, 2024 | 4.30% | -12.24% |
| Nov 1, 2024 | 4.90% | -2.00% |
| Oct 1, 2024 | 5.00% | +4.17% |
| Sep 1, 2024 | 4.80% | -7.69% |
| Aug 1, 2024 | 5.20% | -1.89% |
| Jul 1, 2024 | 5.30% | -7.02% |
| Jun 1, 2024 | 5.70% | -1.72% |
| May 1, 2024 | 5.80% | +0.00% |
| Apr 1, 2024 | 5.80% | — |
Related in Economic Activity
Nominal GDP
US gross domestic product in current dollars.
Real GDP
Inflation-adjusted GDP, the definitive measure of economic output.
Industrial Production
Industrial production index, measures factory, mining, and utility output.
Capacity Utilization
Industrial capacity utilization rate, high readings signal inflationary bottlenecks.
Explore Further
Forecast 2026
Personal Saving Rate Outlook
Scenario-weighted forecast using regime implied approach.
Scenario
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Scenario
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Category
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Frequently Asked Questions
▶What is Personal Saving Rate?
Personal saving as a percentage of disposable income, buffer for future spending.
▶How does Personal Saving Rate relate to economic activity?
Personal Saving Rate is part of the Economic Activity category. Economic activity indicators reveal whether the economy is expanding or contracting in real time. ISM PMI readings above 50 signal expansion, while GDP growth tells the definitive story each quarter. Leading indicators like the Conference Board LEI can flag downturns months in advance, giving traders a head start on positioning.
▶How often is Personal Saving Rate updated?
Personal Saving Rate is updated once per month when the releasing agency publishes new data. Each metric page on Convex shows the exact time of the last data update and provides historical data going back up to five years.
▶Where does Convex source Personal Saving Rate data?
Convex sources Personal Saving Rate data from the Federal Reserve Economic Data (FRED) API, maintained by the Federal Reserve Bank of St. Louis. Data is fetched automatically and displayed alongside interactive charts, AI analysis, and historical context.
▶What can I do on the Personal Saving Rate chart page?
The Personal Saving Rate page includes an interactive chart with selectable time ranges (1 month to 5 years), percentage changes over multiple timeframes, a table of recent readings, AI-generated analysis, and links to related metrics and comparisons.
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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated monthly. This page is for informational purposes only and does not constitute financial advice.