Historical Year Data · 2023
Personal Saving Rate in 2023
Personal Saving Rate opened 2023 at 4.90% and closed at 5.60%, a +14.29% move for the year. The high of 6.10% was reached on May 1, and the low of 4.90% on January 1.
Open
4.90%
2023-01
Close
5.60%
12 data points
High
6.10%
May 1
Low
4.90%
Jan 1
Full Year Change
+14.29%
2022 Change
+0.00%
Monthly Breakdown
| Month | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| Jan | 4.90% | 4.90% | 4.90% | 4.90% | +0.00% |
| Feb | 5.50% | 5.50% | 5.50% | 5.50% | +0.00% |
| Mar | 6.00% | 6.00% | 6.00% | 6.00% | +0.00% |
| Apr | 5.80% | 5.80% | 5.80% | 5.80% | +0.00% |
| May | 6.10% | 6.10% | 6.10% | 6.10% | +0.00% |
| Jun | 5.80% | 5.80% | 5.80% | 5.80% | +0.00% |
| Jul | 5.50% | 5.50% | 5.50% | 5.50% | +0.00% |
| Aug | 5.60% | 5.60% | 5.60% | 5.60% | +0.00% |
| Sep | 5.30% | 5.30% | 5.30% | 5.30% | +0.00% |
| Oct | 5.40% | 5.40% | 5.40% | 5.40% | +0.00% |
| Nov | 5.60% | 5.60% | 5.60% | 5.60% | +0.00% |
| Dec | 5.60% | 5.60% | 5.60% | 5.60% | +0.00% |
Events During 2023
2023 Silicon Valley Bank Collapse
Mixed
March 2023
Silicon Valley Bank collapsed on March 10, 2023, the second-largest bank failure in US history. The Fed's response redefined liquidity backstops for the banking system.
2023 Credit Suisse Forced Merger
Mixed
March 15-19, 2023
Credit Suisse was forced into an emergency acquisition by UBS over the weekend of March 18-19, 2023. The deal wiped out AT1 bondholders while preserving some equity, reshaping bank capital structure risk assessment globally.
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